Deed for the plot, not for the house

[tom.want]

I have come across the following situation multiple times now and I am trying to estimate the risk associated with such a transaction:

A an independant detached house is sold by a bank or specialised asset liquidation company. It'll typically be 10 to 20 years old nad have a title deed for the plot or plots where the house is built on. The deed is typically clean, but will say ΟΙΚΟΠΕΔΟ (plot) and not mention the house.
Sometimes that's all there is, sometimes there is a planning permit document listing building conditions. Sometimes you get a copy of architectural plans. There never is a document for a building permit and the title deed doesn't mention the building structure.
The house will be hooked up to electricty though and lived in for years. I am mentioning this because I read somethere that a building permit is a precondition to be hooked up to electricity.

How would you go about analysing this type of situation and the risk associated with it - theoretical risk as well as real-world risks.

So obviously the title was never updated to include the house, so it might be completely illegal or if there is a planning permit but no building permit it might not have passed some checks when going for a certificate of completion.
So the first thing to check is zoning, density, building height, distances from boundaries. What else?

If you would go through with such a transaction of a title deed which mentions the plot only. Do you own any structures built on that plot even if not mentioned in the title? I guess they need to be put into the contract.
Will the land registry allow a title to be registered to another person after the sale if there is a building on the plot which isn't mentioned in the title?

The worst case seems to be that you will have to demolish the structure at your own cost, but how likely is that to happen if the house conforms to the zoning plan? I never heard of any court order to demolish houses, with maybe one or two exceptions.

Another thing to consider is that you probably can't get a mortage if the house isn't on the title deed, so you have to be a cash buyer?

I also heard that it takes years to update a title deed after construction completed, could that be the only reason why the title deed still says ΟΙΚΟΠΕΔΟ (plot)?
Anybody on this forum here that lives in their detached house with a title deed that mentions only the ΟΙΚΟΠΕΔΟ (plot) and willing to tell the story why it is that way?

[tom.want]

Another thing I forgot to mention:

In DLS you will usually see the house listed in the "Parcel Characteristics" window and the valuation of the plot will be much higher than other empty plot in the area, reflecting that value of the house that has been built on the plot. However, no mention of the house on the title deed, which lists just an empty plot.

[tom.want]

I am posting an internal link to a thread from this formun here, because it has some relevant information:
https://www.cyprus-property-buyers.com/ ... php?t=2605

The case is a little different in the other thread because the house wasn't even in DLS, which bring me to the following question:

When exactely does the house get listed in DLS in the Parcel Characteristics windows? Does that have any legal significance?
In a lot of cases is the house listed in DLS, but not on the deed.

[Nigel Howarth]

When exactely does the house get listed in DLS in the Parcel Characteristics windows? Does that have any legal significance?

See Compulsory division/updating of title by the owner

[tom.want]

When exactely does the house get listed in DLS in the Parcel Characteristics windows? Does that have any legal significance?

See Compulsory division/updating of title by the owner

Thanks Nigel, your link details the requirements for updating the title. Here's the thing: I see cases where the title doen't have a registered house, yet DLS still lists the house in Parcel Charactgeristics. House which don't make it onto a title do still get listed on DLS.