Complex joint insurane.

[henryj10]

I live on a coplex that intends to have a joint complex insurance for the 20 + properties and pool.The problem is the pool does not have a licence so asked if this could affect the insurance the reply was no as Peyia has never given out licences so it does not matter can this be right.

[Nigel Howarth]

Hi Henry

It's illegal to operate a swimming pool without a licence. If your committee uses it without a licence they face a fine equivalent of CYP 450 plus a further CYP 50/day if they continue to allow its use.

If your Management Committee continues to allow the pool to be used and someone injures themselves (or worse - see Seven year old dies after swimming pool incident) they will be held personally responsible.

Even if the MC had public liability insurance, they couldn't make a claim as they were operating the pool illegally.

Your MC needs to approach the Municipality to see what's needed for a licence.

Regards

[henryj10]

The MC or more so the leader says do nothing that will rock the. The thing i am more concerned in if a claim by a housholder was made would the unlicened pool affect it. The committie and the broker says it will not.

[Nigel Howarth]

The thing i am more concerned in if a claim by a housholder was made would the unlicened pool affect it. The committie and the broker says it will not.

I suggest you speak to the insurance company directly rather than relying on the word of the broker.

Regards