Search found 807 matches

by Pantheman
23 Mar 2013 18:21
Forum: General Property Questions
Topic: Laiki Bank mortgage
Replies: 3
Views: 8641

Re: Laiki Bank mortgage

How do we stand with our mortgage with Laiki Bank if they go bankrupt ? you just continue to pay it to someone else. The mortgage will be sold, albeit at a loss to the bank, but you will have a new lender wanting his monthly repayments. The new lender however, cannot change the original mortgage ag...
by Pantheman
28 Feb 2013 12:36
Forum: General Property Questions
Topic: Title Deeds
Replies: 5
Views: 11770

Re: Title Deeds

Nigel With all the horror stories of people losing their homes due to developers debts , etc, (where this is no fault of the owner) I am becoming more and more nervous (and wary) of purchasing in Cyprus. One of the fundamental safeguards seems to be to buy a resale property with title deeds. If I b...
by Pantheman
21 Feb 2013 13:51
Forum: General Property Questions
Topic: lawyer fees
Replies: 2
Views: 6992

Re: lawyer fees

Hi Nigel, could you please give me an approximate price for a lawyer to sell a property.I have accepted an offer of125,000, there is no mortgage and i have fully paid up to date deeds.Been quoted 1200 euro which i feel is a little exspensive....is there a cheaper way?Thanks in advance. If you have ...
by Pantheman
07 Feb 2013 15:14
Forum: Property Ownership
Topic: Title Deeds
Replies: 1
Views: 8770

Re: Title Deeds

Hi Nigel, Does anyone know " The Bank " that deals with checking for mortgages before a developer will issue Title Deeds. This mystery Bank has already disclosed that there are 2 mortgaged properties on our development of 32, but our developer says it will be a month or so before this Bank releases...
by Pantheman
02 Feb 2013 11:48
Forum: General Property Questions
Topic: Family land in Cyprus
Replies: 6
Views: 11982

Re: Family land in Cyprus

I guess, you are going through probate now?? Once issued your solicitor has the power to do these things. You do relise probate costs in Cyprus are very expensive? They have the right to charge you 8%-10% of your estate value! Total rip off if you ask me, a law made by lawyer MPs to make money on th...
by Pantheman
01 Feb 2013 11:20
Forum: General Property Questions
Topic: Family land in Cyprus
Replies: 6
Views: 11982

Re: Family land in Cyprus

Hi Nick,

you cannot access on line, you have to go in person. In fact if your parents/G.parents are alive they can go or go with you.

You will need to go to the Limmassol Land registry office for this.

Good Luck
by Pantheman
01 Feb 2013 10:36
Forum: General Property Questions
Topic: Family land in Cyprus
Replies: 6
Views: 11982

Re: Family land in Cyprus

Hi I'm in Australia and am woundering how I would go about finding out what family land that is still own by my family in Cyprus? Hello Charalambo? Welcome to the forum. When you say family who exactly do you mean? the most you may be able to find you parents or even grandparents land. You would ne...
by Pantheman
30 Jan 2013 13:44
Forum: General Property Questions
Topic: Change in planning laws re agricultural plots
Replies: 6
Views: 13663

Re: Change in planning laws re agricultural plots

Nigel Howarth wrote:
Pantheman wrote:Perhaps, if you know Mr Loizou well enough you could ask him too!
The last communication I had with Antonis Loizou was a letter from his lawyer!

Cheers,
Ouch!

Sorry.

I will inform further once I have something official in writing.
by Pantheman
29 Jan 2013 18:56
Forum: General Property Questions
Topic: Change in planning laws re agricultural plots
Replies: 6
Views: 13663

Re: Change in planning laws re agricultural plots

Hi Nigel, I just spoke to my Civil Engineer who tells me that these proposals have been rejected by the government on votong and that things remain as they were. I am expecting something in writing that says this. Initially I was led to believe that it was a directive for the planning departments, b...
by Pantheman
28 Jan 2013 13:24
Forum: General Property Questions
Topic: Change in planning laws re agricultural plots
Replies: 6
Views: 13663

Re: Change in planning laws re agricultural plots

Nigel, I have been advised that the new regulation states that any licence issued by end of Jan 2013 will be valid, after that development on agricultural land will not be allowed, unless under some special circumstances. A civil engineer friend has promised to bring me some documentation on this fo...
by Pantheman
09 Jan 2013 17:53
Forum: Communal Property Management
Topic: Non Payment of Communal Fees
Replies: 7
Views: 18791

Re: Non Payment of Communal Fees

Sounds like a good idea, but I would be very surprised if it were true. The only people legally able to cut anyone off is the electricity board. Why they would get involved in other people's squabbles is anyone's guess, unless the non communal payer didn't pay his electric. This is only my logical o...
by Pantheman
15 Dec 2012 11:34
Forum: General Property Questions
Topic: immovable property?
Replies: 3
Views: 8024

Re: immovable property?

Hi bern Immovable Property is a legal term that encompasses land along with anything permanently affixed to the land, such as buildings, and includes the rights to that property. Regards, It also includes tress,. Anything embedded that cannot be picked up and moved. For the purpose of taxation thou...
by Pantheman
12 Dec 2012 11:51
Forum: Property Ownership
Topic: What do you think of this offer?
Replies: 2
Views: 11237

Re: What do you think of this offer?

Don't do it, you'll get nothing for your money and you will still be at square 1.

Save your money and trouble.

better to approach your developer and find out where you are with the deeds situation, maybe they have done much of the work, but you won't know until you ask.
by Pantheman
08 Dec 2012 12:42
Forum: General Property Questions
Topic: Cyprus Property Sales (Estate Agents)
Replies: 7
Views: 17481

Re: Cyprus Property Sales (Estate Agents)

Hi why not check out http://www.parkerbarnes.com they have an office in Polis but advertise island wide and beyond I am going to put my property on market with them in the spring, their fee is 5% plus vat. The married couple who run the office are English and very helpful and knowledgeable This Com...
by Pantheman
05 Dec 2012 14:41
Forum: General Property Questions
Topic: Cyprus Property Sales (Estate Agents)
Replies: 7
Views: 17481

Re: Cyprus Property Sales (Estate Agents)

Hello to everyone (in fact anyone) viewing this post. We are considering placing the sale of our 2 bedroom Pernera villa in the hands of a local (Cyprus) Property Sales Company, or as they are known in the UK, Estate Agent. Unless someone can persuade us otherwise, given their reputation, we would ...