Search found 2459 matches

by Nigel Howarth
10 Jan 2008 17:56
Forum: Communal Property Management
Topic: Insurance of Communal Areas
Replies: 9
Views: 10958

Re: Insurance of Communal Areas

Hi bitterlemons, I was hoping a question about communal pools would never raise its ugly head here - but I was wrong :( To say that the legal position is confused is somewhat of an understatement. Denis O'Hare & I met with Dr Lazaros Savvides, the Permanent Secretary of the Interior Ministry back in...
by Nigel Howarth
10 Jan 2008 15:25
Forum: Introduce Yourself
Topic: bitterlemons
Replies: 1
Views: 3631

Re: bitterlemons

Hi bitterlemons and welcome, You sound a bit like us. We first visited Cyprus back in 1982 - and became addicted to the place. It is less stressful here (most of the time). But it did take me well over two hours of queuing at three different banks before I managed to get my € checkbook that I ordere...
by Nigel Howarth
10 Jan 2008 13:43
Forum: Introduce Yourself
Topic: David
Replies: 3
Views: 4694

Re: David

Hello David & welcome to the forum, I'm pleased to hear that you had a good experience and are happy with your purchase. There are always delays in building works - my house was a couple of weeks late. But at least my architect kept me in the picture as to what was happening and we could organise th...
by Nigel Howarth
03 Jan 2008 19:23
Forum: Buying Property 'Off-Plan'
Topic: Mortages
Replies: 3
Views: 6902

Re: Mortages

You're welcome Tim.

Have you considered looking for a resale property? There's a lot around at the moment and you'll have a much better chance of finding something that's not mortgaged - and if you're lucky, you might even be able to get the Title Deed immediately.

Happy New Year
by Nigel Howarth
23 Dec 2007 13:18
Forum: General Property Questions
Topic: opening a cyprus bank account
Replies: 5
Views: 6349

Re: opening a cyprus bank account

My bank (Laiki) has published a list of their services and charges that you can find by clicking here . If you deposit a UK cheque into a Cyprus bank account, it takes about 3 weeks to clear - and there's a charge of CYP 5.00/transaction (so it's cheaper if you deposit several cheques at the same ti...
by Nigel Howarth
17 Dec 2007 00:42
Forum: General Property Questions
Topic: opening a cyprus bank account
Replies: 5
Views: 6349

It would be a good idea to open a bank account - it may be better to wait until after the 1st January when all acounts will be converted to the €uro. I opened mine many years ago - in 1992, when we bought our land. As I recall, I deposited one pound and all I needed was my passport and proof of my U...
by Nigel Howarth
08 Dec 2007 20:29
Forum: Buying Property 'Off-Plan'
Topic: Mortages
Replies: 3
Views: 6902

Hi Tim and welcome to the forum. It's a common practice for developers to mortgage the land on which they're building to 'kick start' the development. You need to proceed with caution. As the bank will not issue a declaration until separate Title Deeds are issued, you are at risk if the developer go...
by Nigel Howarth
29 Nov 2007 19:36
Forum: Property Ownership
Topic: Trying to secure title deeds
Replies: 4
Views: 8390

Hi MC If you want to file a complaint then you should write a letter to the Cyprus Bar Association's Disciplinary Board and send to their offices: Disciplinary Board 1 APELIS 1403 Nicosia Cyprus For every complaint filed, you pay 40 CYP fees to the Disciplinary Board. Or you could try the Attorney G...
by Nigel Howarth
26 Nov 2007 23:23
Forum: General Property Questions
Topic: Antonis Loizou Reader's questions Cyprus Weekly 23-29 Nov 07
Replies: 3
Views: 5728

Hi Marion, I did see the letter in the Cyprus Weekly. He goes on and on saying how he's bought a copy of my book and he dislikes the way it's been written. But facts are facts, perhaps they're a bit too close to the bone for his liking. I don't know what sort of childish, silly games Mr Loizou playi...
by Nigel Howarth
25 Nov 2007 19:43
Forum: Kafeneion (coffee shop)
Topic: Collective self help
Replies: 10
Views: 14307

I too have found it difficult to get people to accept responsibility for their actions. I can recall when we were building our house, the guy who made our shutters made them a few millimetres too long. As a result, they scraped on the patio and got stuck when I tried to open them. He indicated that ...
by Nigel Howarth
24 Nov 2007 21:58
Forum: Buying Resale Property
Topic: Title Deeds for resale property
Replies: 1
Views: 5189

Hi cliffyamo There are many reasons for the long delays in issuing Title Deeds, including: - developers 'playing the system'. - administrative delays. - loopholes and shortfalls in the law. - encumbrances, such as mortgages, lodged against property prevent issuing of Title Deeds. - etc. If you're lo...
by Nigel Howarth
24 Nov 2007 21:29
Forum: Buying Renovation Property
Topic: a newly renovated property more likely include title deeds?
Replies: 1
Views: 7339

Re: a newly renovated property more likely include title dee

Hi cliffyamo, There's a better chance of finding an older property with Title Deeds than a new property. (But having said that, I have a new property with Title Deeds). Whether the Title Deed of an older property will have been updated to reflect any structural changes is a different kettle of fish....
by Nigel Howarth
18 Nov 2007 16:05
Forum: General Property Questions
Topic: Final planning permission
Replies: 5
Views: 6394

The SP contract specifications says there will be "electric connection" and the property has to be finished to our satisfaction. While I know others put up with a generator for years the Mrs is not prepared to take delivery till it is in. Um. Unfortunately, the developer can't hurry things along. I...
by Nigel Howarth
18 Nov 2007 14:16
Forum: Introduce Yourself
Topic: New member - Mike
Replies: 5
Views: 6086

Lets hope you do get a response by the end of the week.

If only some of the lawyers here would show an ounce of initiative, it would be in everyone's interest.

Cheers,
by Nigel Howarth
17 Nov 2007 23:36
Forum: General Property Questions
Topic: Final planning permission
Replies: 5
Views: 6394

how long does the building permit usually take in the Paphos villages? There have been severe delays in Paphos, I've been told up to 18 months. But they have been working through the backlog and I understand the situation has improved. (Back in 2003, my building permit took eight weeks - but I'm in...