Search found 2523 matches

by Nigel Howarth
08 Apr 2008 15:00
Forum: Property Ownership
Topic: Certificate of Final Approval
Replies: 7
Views: 12667

Re: Certificate of Final Approval

Hello Laura and welcome to the forum. Unfortunately, you can't get a Certificate of Final Approval - this is something your developer needs to sort out one the development covered by his Planning Permissions and Building Permits has been completed. This is a short version of how it works: Once the d...
by Nigel Howarth
08 Apr 2008 14:36
Forum: Introduce Yourself
Topic: New member
Replies: 2
Views: 5175

Re: New member

Welcome to the forum Pippin and thank you for your comments. I receive quite a few email from people who've signed on the dotted line, returned home and then had second thoughts about their purchase. If only people would take their time and do things sensibly, they could avoid many of the problems. ...
by Nigel Howarth
05 Apr 2008 14:18
Forum: Mark Nowell's Financial Questions
Topic: Mortgaging property without title deeds
Replies: 2
Views: 7483

Re: Mortgaging property without title deeds

My apologies for the delay Peter, I've only just spotted your post. There are many problems associated with not having Title to your property - the ability to raise a loan using the property as collateral is one of them. Without Title Deeds: You do not own your property and are therefore unable to e...
by Nigel Howarth
05 Apr 2008 14:03
Forum: Membership Terms
Topic: Terms of Membership - Please Read
Replies: 0
Views: 27064

Terms of Membership - Please Read

Terms of Membership 1. Membership Rules : Any person who becomes a member of this site accepts our rules for membership. 2. This forum is for those who have bought, or who are planning to buy, property in the free areas of the Republic of Cyprus . 3. Postings : All members are to ensure that any po...
by Nigel Howarth
01 Apr 2008 12:16
Forum: Louise Zambartas' Legal Questions
Topic: Stamp Duty duplication
Replies: 1
Views: 5248

Re: Stamp Duty duplication

Hi Angie and welcome to the forum. It's a public holiday here today, so I expect Louise is taking a well-earned break. Here's some information on the subject of Stamp Duty from PricewaterhouseCoopers. You can read the whole document at http://www.pwc.com/cy/eng/ins-sol/publ/pdf/pwc_HoldingCom1.pdf "...
by Nigel Howarth
31 Mar 2008 16:25
Forum: General Property Questions
Topic: Finding Info on IPT Tax payments
Replies: 3
Views: 5594

Re: Finding Info on IPT Tax payments

I'm not sure that a Freedom of Information Act would cover something like this. But if it's a limited company, then annual accounts will be published - and you can get these from Creditinfo Cyprus Ltd.

Cheers,
by Nigel Howarth
31 Mar 2008 15:06
Forum: General Property Questions
Topic: Finding Info on IPT Tax payments
Replies: 3
Views: 5594

Re: Finding Info on IPT Tax payments

Hi Geoff, I don't believe there's any way you can find proof of payments made on your behalf without the co-operation of the developer. There's an article on my Cyprus Property News site about Immovable Property Tax and the information you should be getting from the developer regarding your contribu...
by Nigel Howarth
25 Mar 2008 13:27
Forum: Louise Zambartas' Legal Questions
Topic: Legal Responsibility
Replies: 1
Views: 4651

Re: Legal Responsibility

Hi Peter, If you bought from the UK, then I suspect that it maybe worthwhile getting advice from a UK lawyer about how to approach the problem with your agent. In my opinion, he should have advised you of the situation - but what he's legally required to do may well be another matter. The 'Title Dee...
by Nigel Howarth
25 Mar 2008 13:08
Forum: Introduce Yourself
Topic: New member Peter
Replies: 1
Views: 4341

Re: New member Peter

Hello Peter & welcome, I know that some of the overseas property marketing companies can be very persuasive! One of the pundits here reported that some of them receive as much as 15% commission, so there's a huge incentive for them to achieve a sale. I met up with a journalist a couple of years ago ...
by Nigel Howarth
21 Mar 2008 20:20
Forum: Communal Property Management
Topic: Communal Property Rules
Replies: 6
Views: 10804

Re: Communal Property Rules

Hi Frannie, I'm afraid that there are many buyers who refuse to pay their communal charges - I have a friend who has a holiday apartment on the Eastern side of the island with similar problems. Without recourse to the Court, I don't think there's very much you can do about the non-payers. And even i...
by Nigel Howarth
21 Mar 2008 18:29
Forum: General Property Questions
Topic: Green Area
Replies: 9
Views: 12231

Re: Green Area

Thanks Pan,

Cheers,
by Nigel Howarth
20 Mar 2008 12:15
Forum: Communal Property Management
Topic: Communal Property Rules
Replies: 6
Views: 10804

Re: Communal Property Rules

Hi Frannie and welcome to the forum, Louise (in the legal section) may be able to provide you with a more definitive answer, but to my way of thinking: You, and presumably the other residents, have a written agreement with your service provider to undertake certain management and maintenance tasks o...
by Nigel Howarth
19 Mar 2008 10:27
Forum: Introduce Yourself
Topic: Hello Nigel
Replies: 1
Views: 4256

Re: Hello Nigel

Hi Brian,

Thank you and welcome to the forum. Paphos was a sleepy little village when we first visited Cyprus, but it's changed quite a bit since those days.

We almost bought land there but thought it too quiet and too far away from amenities. How things have changed!

Regards,
by Nigel Howarth
17 Mar 2008 10:52
Forum: Property Ownership
Topic: Certificate of Final Approval
Replies: 18
Views: 24999

Re: Certificate of Final Approval

You're welcome Esmeralda My last post has a link to a description of the planning system, with approximate timescales of each stage in the process. I visited the Limassol Land Registry a few weeks ago to get copies of my Title Deeds and cadastral plans. Apart from the queues in the reception area, t...
by Nigel Howarth
16 Mar 2008 21:29
Forum: Introduce Yourself
Topic: Hello
Replies: 1
Views: 3847

Re: Hello

Welcome Carol,

I should advise you that this forum is for discussing the buying and selling of property in the Republic of Cyprus - not the area of the island under Turkish occupation.

Regards,