Search found 12 matches

by LadieGolfer
20 Dec 2014 19:53
Forum: Property Ownership
Topic: Title Deeds
Replies: 3
Views: 6009

Re: Title Deeds

Hi Nigel, The repossession legislation vote was rejected, but another vote is to take place at the end of January 2015. Could you explain what the Repossession Vote means for the lay person please. How does the rejection of the vote inpact on a holiday home owner who is in fincial difficulties with ...
by LadieGolfer
14 Dec 2014 21:29
Forum: Property Ownership
Topic: Title Deeds
Replies: 3
Views: 6009

Title Deeds

Good Evening Nigel, Can you give us some guidance on the best approach to apply for our Title Deeds, please. Is this a process that we could do? We are currently in the CHF debarcle, the stress of which is making me unwell. Would we have a better chance of not being easily 'repossed' if we have the ...
by LadieGolfer
23 Dec 2013 22:29
Forum: General Property Questions
Topic: Swiss Franc Mortgage
Replies: 7
Views: 6456

Re: Swiss Franc Mortgage

We are in negotiations with Alpha Bank to change the Swiss Franc to Euro mortgage, they have agreed, but their calculation is based on the currenty Swiss Franc exchange to Euro. This calculation results in a mortgage of 100.000Euro now by their calulation will now become 195.000Euro!!!! If they woul...
by LadieGolfer
04 Jul 2013 19:01
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

Ladie Golfer Liza loucaides was the solicitor in paphos and Cyprus 101 estate agents. My only advice would be make your property the cheapest to attract buyers. Once you got a buyer negotiate like hell with the bank then beg borrow or steal in the uk to bridge the gap. Whatever the amount you have ...
by LadieGolfer
03 Jul 2013 21:19
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

Hi ladie golfer. No I didn't receive any deeds. I was very lucky( if you can call getting caught up in this mess lucky!) both buyers were cash buyers, lawyer was a pitbull with the bank and estate agents were very good. I often look back in dread and feel very sad for everyone involved. Mark Dyche4...
by LadieGolfer
03 Jul 2013 18:16
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

I negotiated a discount to pay off both of my Swiss franc mortgages. I was told it was much better to negotiate and settle than proceed with court action. I sold both my properties at very very low prices then took uk loans out to bridge the gap. I now have borderline crippling loans in the uk but ...
by LadieGolfer
30 Jun 2013 20:45
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

Hi Ladie Golfer, No, we don't have our title deeds yet. Is that relevant? Are you saying that you are looking for such a deal....and believe a 20% discount is pretty good? When you say they are desperate to offload mortgages do you mean they are desperate to get borrowers to pay off their loans.......
by LadieGolfer
30 Jun 2013 15:24
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

Hi, Like many I've been struggling with the best way to deal with what has become the Cyprus nightmare...Alpha Bank, CHF Mortgage, etc. Alpha Bank have offered me a 20% discount (hair cut) if I pay off the outstandig loan now. Just wondering if any one has had similar (or better offers)....and whet...
by LadieGolfer
18 Jun 2013 18:34
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

ACTION is REQUIRED. Can all who have this CHF / Alpha Bank problem write to their MEP. IF we all stand together maybe things will budge..... We all have been truly taken to the cleaners by the Cypriot Banks, surley this againt all of our Human Rights to be treated like this, fobbed off and the banks...
by LadieGolfer
17 Jun 2013 23:21
Forum: General Property Questions
Topic: Alpha Bank and Swiss Franc Mortgages!
Replies: 156
Views: 126318

Re: Alpha Bank and Swiss Franc Mortgages!

Hi.

Thank you for running this Forum. I am also caught up in the Alpha Bank / SFM situation, frankly its making me ill!
Can you send me the list of contacts who I can ask for help and advice, please.

Many Thanks
by LadieGolfer
02 May 2011 18:57
Forum: Property Ownership
Topic: Title Deeds
Replies: 1
Views: 4784

Title Deeds

Hi,

Now that the 4 out of the 5 bills got through, regarding the Deeds, when in your opinion can I ask my Legal Rep or would it be the developer for my deeds? I have no clue about how to go about this....any help on obtaining the deeds much appreciated.

Cheers
by LadieGolfer
27 Apr 2011 21:15
Forum: Selling Property
Topic: Selling in Larnaca District
Replies: 1
Views: 5601

Selling in Larnaca District

Hi, We are selling a 2 bed apartment, new build. The Larnaca Estate Agent we spoke to want 5% Fee. We think this is high? Can anyone help? Is this the typical fee in Cyprus? Does anyone recommend an agent in Larnaca.
Many Thanks.