Search found 14 matches
- 27 Nov 2012 00:26
- Forum: General Property Questions
- Topic: Laiki bank CHF rate increase
- Replies: 2
- Views: 7594
Laiki bank CHF rate increase
Hi Nigel, I trust your keeping well. I have a Swiss frank mortgage which I took out in 2007. When I signed the contract it was supposed to increase/decrease in line with the Swiss libor rate. For the first few years it decreased right down to half of one per cent. However over the last few years it ...
- 07 May 2012 17:11
- Forum: General Property Questions
- Topic: Financial Ombudsman
- Replies: 2
- Views: 9134
Financial Ombudsman
Hi Nigel,
I hope your well. Can you tell me who is the Financial Ombudsman in Cyprus as I intend making an official complaint against my bank.
If you have any further details on how to go about thiis it would be most helpful also.
Thanks
Rollwithit
I hope your well. Can you tell me who is the Financial Ombudsman in Cyprus as I intend making an official complaint against my bank.
If you have any further details on how to go about thiis it would be most helpful also.
Thanks
Rollwithit
- 16 Sep 2011 13:34
- Forum: General Property Questions
- Topic: swimming pool laws
- Replies: 1
- Views: 6813
swimming pool laws
Hi Nigel, I read the below article you wrote back in 2008. Can you advise if communal swimming pools are classed as private pools or public? Many Thanks Rollwithit The Cyprus Land & Building Developers Association is trying to resolve the issue. It has reached an agreement with the Cyprus government...
- 21 Apr 2011 11:25
- Forum: General Property Questions
- Topic: Communal areas in Cyprus
- Replies: 1
- Views: 6746
Communal areas in Cyprus
Dear Nigel, Can you advise me on the ownership of communal areas in Cyprus for Developemnts. When the Title Deeds are finally issued and each owner have their seperate title deeds who actually owns the land that the communal area / swimming pool is erected? Is it different for all developments or is...
- 21 Jul 2010 00:25
- Forum: Property Faults
- Topic: charging communal sqm
- Replies: 1
- Views: 11707
charging communal sqm
Hi Nigel, I trust you are keeping well and thanks again for your advice which is much appreciated. Our committee is finally sorting our on-going issues out and may be taking charge of our complex soon. They intend registering the committee with the Land registry and setting the fees. I understand th...
- 26 Jun 2010 00:03
- Forum: General Property Questions
- Topic: Lift maintenance
- Replies: 1
- Views: 6725
Lift maintenance
Dear Nigel, how are you, keeping well I hope. Thank for your recent assistance, you have been very helpful. Could I ask your advise again please: What is the current law regarding the maintenance of lifts. We need to ensure that we are not under maintaining our lifts in our complex. However we do no...
- 06 Jun 2010 00:07
- Forum: General Property Questions
- Topic: Insurance Liability
- Replies: 1
- Views: 6750
Insurance Liability
Hi Nigel and welcome back I hope you had a nice break Can I ask you, our Developer is withdrawing the maintenance provider to our complex, they are claiming that a lot of owners are not paying their fees (however there is a continued dispute). Is it now the responsibility of the developer to ensure ...
- 16 Apr 2010 23:33
- Forum: General Property Questions
- Topic: Alteration
- Replies: 1
- Views: 6353
Alteration
Hi Nigel, How are you? An owner in our complex has erected a wooden sun roof terrace which seems to be nailed into the apartment. We dont have our Title Deeds and I believe that Final Inspection has not taken place. Can this affect the issuing of the final approval certificate or is it at the inspec...
- 06 Mar 2010 13:57
- Forum: Mark Nowell's Financial Questions
- Topic: Mortgage Base Rates
- Replies: 5
- Views: 22042
Re: Mortgage Base Rates
Hi Scott, I am also in the same position as yourself. However my mortgage rate increased last July and I received a similar letter as yourself. I was also told that I probably wouldnt see any difference in the amount as it had gone down (in line with the Lobor base rate) previous months, which it ha...
- 26 Feb 2010 22:56
- Forum: General Property Questions
- Topic: Developer mortgage
- Replies: 4
- Views: 11081
Re: Developer mortgage
Thank you Nigel, although you say it is nothing to worry about its quite disconcerning knowing that there are mortgages on your property which you knew nothing about. Whats most worrying is that my own bank has authorized a loan to the developer on the same property they gave me a mortgage for. is i...
- 26 Feb 2010 20:17
- Forum: General Property Questions
- Topic: Developer mortgage
- Replies: 4
- Views: 11081
Developer mortgage
Hi Nigel, i have just received correspondence from the land registry that the developer has taken out three mortgages against my property. One of the loans was issued from my own bank whom I have the property mortgaged with. How can this be? Obviously I have to have this looked into by my own lawyer...
- 22 Jan 2010 20:06
- Forum: Introduce Yourself
- Topic: Dispute with developer
- Replies: 1
- Views: 7630
Dispute with developer
Dear Nigel, thanks for your last advice it was quite useful. Well done on your site its very informative. We are having dreadful problems with our Developer/Maintenance provider. As we dont have title deeds they are constantly making demands on the owners regarding our contracts and fees. Its not wo...
- 08 Nov 2009 23:05
- Forum: Introduce Yourself
- Topic: Hi people!!
- Replies: 2
- Views: 9566
Re: Hi people!!
Hi Mark I also bought from Giovani but I believe they are in a good financial position so dont worry too much. Contact your seller and you will get more information. From what I can see its common practice to mortgage the land but I am no expert on this so you need to get legal advice on this in ord...
- 21 Oct 2009 01:20
- Forum: General Property Questions
- Topic: communal area responsibility
- Replies: 1
- Views: 6847
communal area responsibility
Hi Nigel, Our developer is threatening to pull out of servicing the communal area because we wont agree to an increase of maintenance fee's. Can I ask you who is legally responsible for the running of the communal area until we receive Title deeds? Surely they have a legal responsibility to continue...