Search found 2499 matches

by Nigel Howarth
28 May 2020 11:52
Forum: General Property Questions
Topic: Complex Insurance
Replies: 1
Views: 16

Re: Complex Insurance

Hi Arjm7a and welcome to the forum. You'll need to shop around for quotes and be sure to read through the policies to see exactly what and what is not covered. E.g. Some agents/intermediaries will say it's an 'All Risk' policy, but when you read through the policy document, you'll see it isn't. I pu...
by Nigel Howarth
27 May 2020 10:17
Forum: Louise Zambartas' Legal Questions
Topic: CGT
Replies: 4
Views: 929

Re: CGT

Before OP can complete on the sale of the property, he/she must provide a certificate from the Cyprus Tax Department confirming that CGT has been paid to the Cyprus Tax Department.

OP can then use whatever they've paid to offset any CGT liability that may arise in the UK.

Cheers
by Nigel Howarth
19 May 2020 20:42
Forum: General Property Questions
Topic: Remortgage
Replies: 2
Views: 121

Re: Remortgage

Hi David and welcome to the forum.

The banks want their pound of flesh! They're all the same.

Do you have a lawyer acting on your behalf to sort this out for you?

Regards,
by Nigel Howarth
01 May 2020 10:56
Forum: General Property Questions
Topic: Steps to build a ready made container house
Replies: 7
Views: 900

Re: Steps to build a ready made container house

Hi Lucianno The only way you'll be able to build on the land without getting the permission from the other owners is if your share of the land has a separate Title Deed. This will make you the owner of 100% of the land you're thinking of buying. But even then you'll need permission of all the owners...
by Nigel Howarth
28 Apr 2020 13:47
Forum: General Property Questions
Topic: Can I build and live on agricultural land
Replies: 4
Views: 640

Re: Can I build and live on agricultural land

Hi Pan

Has the ban on building on agricultural land been lifted?

Regards
by Nigel Howarth
28 Apr 2020 13:45
Forum: General Property Questions
Topic: Steps to build a ready made container house
Replies: 7
Views: 900

Re: Steps to build a ready made container house

Hello Luciano and welcome to the forum.

Your 1/14 share is 11.92 square metres! Too small for anything and you'll need vehicular access, electricity, water, etc, etc.

Suggest you look for for a building plot (ikopedo). This will have a road, pavement, electricity and water already provided.

Regards
by Nigel Howarth
20 Apr 2020 12:54
Forum: Introduce Yourself
Topic: local builders / swimming pool restoration
Replies: 4
Views: 1098

Re: local builders / swimming pool restoration

HI Colin & Deb and welcome to the forum. Usually, public liability will be included in your home and contents insurance. You'll need to discuss this with your insurer + the fact that you intend to rent the property for part of the year. As you're planning to add an extension to the property, you wil...
by Nigel Howarth
18 Apr 2020 09:42
Forum: Suggestions
Topic: classified section
Replies: 6
Views: 22576

Re: classified section

ioanikos77 wrote:
16 Apr 2020 17:47
what about a section with professionals associated with buildings and homes...
As its title suggests, this forum is for buyers sellers and investors of property. I'm sure there will be other forums out there for professionals involved in the design and construction of homes, etc.

Regards,
by Nigel Howarth
15 Apr 2020 10:34
Forum: Louise Zambartas' Legal Questions
Topic: mortgage
Replies: 1
Views: 1237

Re: mortgage

Hi Joanne and welcome to the forum

Louise rarely visits these days and I suggest that you contact her directly via the Zambartas law office.

I suspect that during the six-month grace period, the interest on your loan would have continued to be added to the outstanding balance.

Regards,
by Nigel Howarth
07 Apr 2020 19:10
Forum: General Property Questions
Topic: Can a landlord give me notice to quit
Replies: 2
Views: 879

Re: Can a landlord give me notice to quit

Hi poposdad and welcome to the forum. Evictions for non-payment of rent have been suspended until May 31, but as you are paying your rent, this doesn't apply to you. Furthermore, I believe this suspension only applies to statutory tenants. But from what you say I believe you don't have a written ten...
by Nigel Howarth
07 Apr 2020 18:37
Forum: Introduce Yourself
Topic: Hello everyone
Replies: 2
Views: 649

Re: Hello everyone

Welcome to the forum Ioanikos - look forward to your questions & advice.

Regards,
by Nigel Howarth
05 Apr 2020 10:58
Forum: Louise Zambartas' Legal Questions
Topic: CGT
Replies: 4
Views: 929

Re: CGT

Good morning galiniman and welcome to the forum. A couple of things to start: 1. Gifts made from parent to child (or between spouses or between up to third degree relatives) are not subject to Capital Gains Tax (CGT). 2. CGT is paid in the country where the capital gain arises - so if you were to se...
by Nigel Howarth
27 Feb 2020 18:35
Forum: Louise Zambartas' Legal Questions
Topic: Are heirs of an estate responsible for its debts?
Replies: 8
Views: 3294

Re: Are heirs of an estate responsible for its debts?

If your dad paid for the land and the house without needing a mortgage, then I assume he borrowed the money for something else and used the property (house & land) as collateral. If this was the case, it's possible (but unlikely) that the bank would have loaned him the money without a guarantor. And...
by Nigel Howarth
26 Feb 2020 20:07
Forum: Louise Zambartas' Legal Questions
Topic: Are heirs of an estate responsible for its debts?
Replies: 8
Views: 3294

Re: Are heirs of an estate responsible for its debts?

Hi Selina I've never heard of a bank pursuing the heirs of an estate for the deceased's debts! But as Pan has said the bank's here are b*ggers to deal with. If your late father bought the property off-plan from a developer, the developer would have acted as his guarantor - and it's the developer the...
by Nigel Howarth
26 Feb 2020 20:02
Forum: Communal Property Management
Topic: New management.
Replies: 1
Views: 902

Re: New management.

Hi Henry10 I haven't had any dealings with management companies so I can't advise you on their practices (but paying twice the maintenance fee is outrageous!) That assumes that no-one pays - they must be joking! I suggest you look through your agreement to see what services they provide and their ch...