Insurance company that offers liability only ?
Posted: 02 Oct 2011 23:05
I was wondering if anyone knows of an insurance company that could provide cover for Liability Insurance for out villa which we let out on short term holiday lets ?
I currently have my Building and Contents Insurance with a Cypriot company which offer very good cover for Loss of Rent, however they do not offer any liability cover for paying guests.
I have looked at UK based companies e.g. Intasure, however their Loss of Rent cover (like most) will only pay out for any confirmed bookings - not good if property say had a fire at the end of Summer and very few bookings had been secured for following year.
Where as my current insurance will pay out based on last years bookings.
So I just need Liability Cover on it's own but haven't had much luck looking around the web. The cover is in case paying guests have an accident and claim I am liable.
I currently have my Building and Contents Insurance with a Cypriot company which offer very good cover for Loss of Rent, however they do not offer any liability cover for paying guests.
I have looked at UK based companies e.g. Intasure, however their Loss of Rent cover (like most) will only pay out for any confirmed bookings - not good if property say had a fire at the end of Summer and very few bookings had been secured for following year.
Where as my current insurance will pay out based on last years bookings.
So I just need Liability Cover on it's own but haven't had much luck looking around the web. The cover is in case paying guests have an accident and claim I am liable.