Remortgage
Posted: 18 May 2020 15:12
Hi Everyone, I was looking for some help please. I have been at loggerheads with BOC (bank of Cyprus) for years now. After my divorce and 12 years paying my mortgage I needed to transfer things to my sole name. The fees they tried to charge were horrendous and meant a new mortgage. I couldn’t afford to pay them but it made me look at the charges that were made. I found a company to investigate in Paphos and found overcharging of €32’000. As the mortgage was €114k and a recent valuation was €200k I felt in a good position to negotiate this.
I have now been told I need to pay the €95k towards Mortgage As they are not interested in helping me restructure as it’s not my no 1 resistance or they will keep my property with title deeds to cover the amount. Only other option I have is to sell the property in pissouri and pay the money after or find another mortgage company All these option take time!. As we are in lockdown in England I don’t know where to start with a new mortgage company and how it works with all paperwork etc. Does anyone have any help or experience or a contact that could help me please?
I have now been told I need to pay the €95k towards Mortgage As they are not interested in helping me restructure as it’s not my no 1 resistance or they will keep my property with title deeds to cover the amount. Only other option I have is to sell the property in pissouri and pay the money after or find another mortgage company All these option take time!. As we are in lockdown in England I don’t know where to start with a new mortgage company and how it works with all paperwork etc. Does anyone have any help or experience or a contact that could help me please?