Search found 60 matches

by kirby
06 Feb 2024 11:03
Forum: General Property Questions
Topic: Recommendations for Property Management agency
Replies: 2
Views: 273

Re: Recommendations for Property Management agency

Thanks so much Pantheman. I will mention you, thanks again
by kirby
05 Feb 2024 14:49
Forum: General Property Questions
Topic: Recommendations for Property Management agency
Replies: 2
Views: 273

Recommendations for Property Management agency

Hi, I am in the process of giving my property back to the bank. It is in Paphos. Our current property management company are withdrawing their services at the end of April. Therefore, I’m looking to replace them. Any recommendations please? Please only recommend someone you have used as I have been ...
by kirby
31 Mar 2023 13:06
Forum: General Property Questions
Topic: Unoccupied property insurance for Cyprus property
Replies: 2
Views: 2011

Re: Unoccupied property insurance for Cyprus property

Thank you Pantheman, will give them a go
by kirby
30 Mar 2023 11:21
Forum: General Property Questions
Topic: Unoccupied property insurance for Cyprus property
Replies: 2
Views: 2011

Unoccupied property insurance for Cyprus property

Hi all, I am a UK resident. My property in Paphos will become unoccupied from the end of April and I am looking for an insurance company that will provide unoccupied property insurance cover until its sale/repo. I have tried Hiscox but you need an existing home insurance policy with them. I am unabl...
by kirby
24 Jan 2023 20:58
Forum: General Property Questions
Topic: Paying off Alpha Bank mortgage with UK mortgage?
Replies: 7
Views: 3324

Re: Paying off Alpha Bank mortgage with UK mortgage?

I did see it thank you … don't know where it has gone :)
by kirby
24 Jan 2023 09:30
Forum: General Property Questions
Topic: Paying off Alpha Bank mortgage with UK mortgage?
Replies: 7
Views: 3324

Re: Paying off Alpha Bank mortgage with UK mortgage?

Thank you so much for your kind help. Glad you managed to get yours sorted
by kirby
23 Jan 2023 18:15
Forum: General Property Questions
Topic: Being paid to personal UK account from Cyprus Property management
Replies: 2
Views: 2039

Being paid to personal UK account from Cyprus Property management

HI all, I reside in the UK. I have a studio in Paphos which is rented. The property management company pay the rent straight in to my mortgage account every month. I now wish to receive the money directly, but the company say they can only pay it in to a Cyprus bank account - which we don't have. La...
by kirby
21 Jan 2023 16:52
Forum: General Property Questions
Topic: Paying off Alpha Bank mortgage with UK mortgage?
Replies: 7
Views: 3324

Paying off Alpha Bank mortgage with UK mortgage?

Hi, has anyone here ever paid off their Alpha Bank or other Cypriot Bank mortgage with a loan for a UK company please? We owe circa CHF1300,00 on a studio worth approx CHF50,000. I am thinking about getting a second charge on my UK home where we live to clear the Cypriot debt as dealing with Alpha B...
by kirby
11 Jan 2023 20:06
Forum: General Property Questions
Topic: Fixed Rate Mortgage increase?
Replies: 7
Views: 3186

Re: Fixed Rate Mortgage increase?

Thank you Pantheman for your help
by kirby
11 Jan 2023 12:00
Forum: General Property Questions
Topic: Fixed Rate Mortgage increase?
Replies: 7
Views: 3186

Re: Fixed Rate Mortgage increase?

Thank you Nigel and Pantheman. I have cut and pasted part of the agreement “The said loan shall be repaid by the Borrower to the Bank on first demand. If no such demand is made the said loan will b e repaid bv 301 consecutive monthly instalments. The first instalment will be pavable o n S 4 . 1 4 . ...
by kirby
08 Jan 2023 14:13
Forum: General Property Questions
Topic: Fixed Rate Mortgage increase?
Replies: 7
Views: 3186

Re: Fixed Rate Mortgage increase?

Thank you Pantheman Definitely a Fixed Rate for 25 years! (I will be 77 - or dead - when it is paid off, deep joy) I was actually going to do what you suggest - miss a payment and wait for the angry ‘phone call from them! I am so very frustrated with them and scared about this. I know I should get m...
by kirby
07 Jan 2023 15:29
Forum: General Property Questions
Topic: Fixed Rate Mortgage increase?
Replies: 7
Views: 3186

Fixed Rate Mortgage increase?

We agreed a fixed rate mortgage in 2017 under a restructured mortgage but a month ago received notification that it is going up by another euro 100 or so a month. This will add another £20k or so overall to the mortgage. Despite efforts to contact Alpha Bank, no one has come back to me on my query h...
by kirby
21 Dec 2022 10:28
Forum: General Property Questions
Topic: Hope this is okay to post ... current studio property prices
Replies: 9
Views: 3768

Re: Hope this is okay to post ... current studio property prices

Pantheman, thank you so much! I hadn’t thought of that! Much appreciated.
by kirby
20 Dec 2022 18:51
Forum: General Property Questions
Topic: Hope this is okay to post ... current studio property prices
Replies: 9
Views: 3768

Re: Hope this is okay to post ... current studio property prices

Thank you Pantheman. The plan is to sell the studio and remortgage our UK home to clear the rest of the debt. I have asked Alpha Bank to write off the debt etc, but they won’t hear of it. I am assuming if I default, they will still be able to come after me despite us no longer being in the EU? I thi...