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by Nigel Howarth
16 Dec 2018 20:38
Forum: Louise Zambartas' Legal Questions
Topic: "Own Risk" Disclaimer
Replies: 5
Views: 48

Re: "Own Risk" Disclaimer

HappyCamper wrote:
16 Dec 2018 19:24
longer term I will get my solicitor on it again - I don't hold out much hope though. He should have spotted this when he did the searches for my purchase tbh and I have very little confidence in him.
Dump him and get a decent lawyer on the case.

Regards,
by Nigel Howarth
16 Dec 2018 16:06
Forum: Louise Zambartas' Legal Questions
Topic: "Own Risk" Disclaimer
Replies: 5
Views: 48

Re: "Own Risk" Disclaimer

Louise rarely visits these days but you can contact her via her firm's website - L.G. Zambartas LLC . As the room is registered to you I suggest you lock it and put a sign like the one at Electrical Switchroom . This may also help you get your developer to sort out his mistake. The EAC will complain...
by Nigel Howarth
11 Dec 2018 14:51
Forum: Property Ownership
Topic: Title Deeds and the LRO
Replies: 21
Views: 3493

Re: Title Deeds and the LRO

Hi Howard I note that in an earlier message you wrote "It is worth noting that the only "Extras" charged by the developer were never on an invoice but a receipt slip to the architect who not only disputed the said figures but also noted FALSE entries which he duly deleted from the amount requested."...
by Nigel Howarth
10 Dec 2018 11:31
Forum: Announcements
Topic: Living in Cyprus Guide from HMG
Replies: 0
Views: 34

Living in Cyprus Guide from HMG

The UK Government has published official information for British people moving to and living in Cyprus need to know, including residency, healthcare and driving:

Living in Cyprus.
by Nigel Howarth
03 Dec 2018 13:36
Forum: Property Ownership
Topic: Title Deeds and the LRO
Replies: 21
Views: 3493

Re: Title Deeds and the LRO

Hi Howard It's quite common for a developer to appoint his lawyer as Power of Attorney. I expect this was prepared before the house was built? (hence the land and the house.) The property includes the house and the land and they're both shown on the Title Deed. I guess you still have no idea what th...
by Nigel Howarth
28 Nov 2018 09:47
Forum: Property Ownership
Topic: Title Deeds and the LRO
Replies: 21
Views: 3493

Re: Title Deeds and the LRO

Hi Howard and welcome to the forum I've heard of this happening before to friends of mine in the Limassol District. They did get their deeds eventually after the developer withdrew the writ. The banks have done something similar claiming that the law was unconstitutional. The government is working o...
by Nigel Howarth
26 Nov 2018 10:22
Forum: Mark Nowell's Financial Questions
Topic: Administration of a Cyprus Estate
Replies: 1
Views: 91

Re: Administration of a Cyprus Estate

Hi David and welcome to the forum. To obtain probate the executor has to get the value of the deceased's estate and any liabilities. If the executor is not resident in Cyprus the court may appoint its own executor. However, there is no problem if the executor is resident in Cyprus but they will need...
by Nigel Howarth
07 Nov 2018 11:57
Forum: Property Ownership
Topic: Am I a trapped buyer?
Replies: 9
Views: 658

Re: Am I a trapped buyer?

The subdivision of the land into individual plots enables the Land Registry to issue a Title Deed for each of the individual properties. So the Title Deed you will receive will show your property alone - no-one else's.

Regards,
by Nigel Howarth
06 Nov 2018 09:48
Forum: Property Ownership
Topic: Am I a trapped buyer?
Replies: 9
Views: 658

Re: Am I a trapped buyer?

Vertical division is when land is separated into individual building plots.

Regards,
by Nigel Howarth
05 Nov 2018 09:48
Forum: Property Ownership
Topic: Am I a trapped buyer?
Replies: 9
Views: 658

Re: Am I a trapped buyer?

If the developer has not paid the IPT then you will pay IPT at the rate applicable to yourself. If the developer has paid IPT then you will have to repay him the amount he has paid for the property you purchased and then recover overpayments from the Tax Department. The Land Registry will register y...
by Nigel Howarth
04 Nov 2018 17:26
Forum: Property Ownership
Topic: Am I a trapped buyer?
Replies: 9
Views: 658

Re: Am I a trapped buyer?

Hi copps and welcome to the forum. I've answered your question in my corrects in Cyprus Property News. But as others may benefit, here's what I wrote: Regardless of whether you are a trapped buyer you need to apply for your Title Deeds as described in my article Applying for Title Deeds (update 17 M...
by Nigel Howarth
02 Nov 2018 09:03
Forum: Selling Property
Topic: Central Bank Authorisation
Replies: 2
Views: 582

Re: Central Bank Authorisation

Hi timvea and welcome to the forum I have heard of this process from a number of people. It takes a few weeks for the CB to authorise. A tip - If you're taking the money out of the country use a currency transfer company as the banks charge like wounded bulls (as an Australian friend of mine would s...
by Nigel Howarth
01 Nov 2018 10:21
Forum: Louise Zambartas' Legal Questions
Topic: Probate question
Replies: 3
Views: 1289

Re: Probate question

Hi Steve and welcome to the forum. I've moved your question to the legal section. I know that obtaining a grant of probate in Cyprus can take a very long time. I can't answer your question I'm afraid, but someone else here may - and I notice you've posted the question on another forum. You could als...
by Nigel Howarth
31 Oct 2018 09:32
Forum: Louise Zambartas' Legal Questions
Topic: shared mortgage but only one person paying.
Replies: 2
Views: 646

Re: shared mortgage but only one person paying.

Is there any way that the title deed can come out under my sole name since i am the one who paid for the entirety of the mortgage? If you and your sister's name is on the sale agreement the Title Deed will be issued in joint names (the joint mortgage isn't significant). If/when she reappears she ca...
by Nigel Howarth
31 Oct 2018 09:28
Forum: General Property Questions
Topic: Removal of Maintenance Services Company
Replies: 3
Views: 634

Re: Removal of Maintenance Services Company

Hi Steve

I agree with Pan. Voting is confidential and the services company doesn't need to see the papers.

Regards,