Search found 479 matches

by Pantheman
10 Jan 2018 17:32
Forum: General Property Questions
Topic: Search finds developer Mortgage
Replies: 3
Views: 57

Re: Search finds developer Mortgage

Yes, as the chances of getting a waiver at those levels of loans is very likely to be zilch. In addition to this if you were able to get a waiver it could cost a packet. Perhaps IF the banks agreed to a waiver for a price, you could ask the seller to pay for it, unless you are getting the apartment ...
by Pantheman
07 Jan 2018 02:00
Forum: General Property Questions
Topic: Buying Property
Replies: 6
Views: 123

Re: Buying Property

These are reasonable and logical definitions. I would go with that as long as all other agents interpreted it the same way.
It's pretty much what I mentioned above. Nice find btw. I may even include it on my own sites.
by Pantheman
03 Jan 2018 17:25
Forum: General Property Questions
Topic: Buying Property
Replies: 6
Views: 123

Re: Buying Property

Hi, Good morning and a Merry Xmas and Happy New year to one and all, I have a simple question that hopefully someone can clarify for me.Please can someone tell me what the difference when a property is advertised as "Title deeds available" And "With Title deeds"? I have my own ideas on this, but I ...
by Pantheman
01 Jan 2018 11:07
Forum: General Property Questions
Topic: Happy New Year Folks
Replies: 1
Views: 57

Happy New Year Folks

Nigel, Happy New Year and to all the forumers.

May 2018 bring you health wealth and title deeds :)

All the best
by Pantheman
21 Dec 2017 01:28
Forum: General Property Questions
Topic: Local Search with form N.50 at the Department of Lands and Surveys
Replies: 16
Views: 274

Re: Local Search with form N.50 at the Department of Lands and Surveys

Although those who bought property may have taken bank loans to fund their purchase these will not be shown on the search certificate and even if they were, they wouldn't affect you. Yes, these are shown on the search document N.50. The search gives ALL encumbrances on the title, but not all affect...
by Pantheman
20 Dec 2017 15:19
Forum: General Property Questions
Topic: Local Search with form N.50 at the Department of Lands and Surveys
Replies: 16
Views: 274

Re: Local Search with form N.50 at the Department of Lands and Surveys

Re FSB response: The mortgages listed are not necessarily those of the developers. When someone take a mortgage to purchase a house this is shown as a mortgage. The down side of this search it that it does not tally the mortgage with which buyer. The certificate lists the names of the purchasers in...
by Pantheman
20 Dec 2017 15:11
Forum: General Property Questions
Topic: Local Search with form N.50 at the Department of Lands and Surveys
Replies: 16
Views: 274

Re: Local Search with form N.50 at the Department of Lands and Surveys

Would the trapped buyer's law be applicable to me if I were to proceed with an 'assignment contract' that transfers the original purchaser's rights and obligations under her contract of sale to me or would this need to have been instigated or completed by the original purchaser? No - because your a...
by Pantheman
19 Dec 2017 15:09
Forum: General Property Questions
Topic: Local Search with form N.50 at the Department of Lands and Surveys
Replies: 16
Views: 274

Re: Local Search with form N.50 at the Department of Lands and Surveys

The Larnaca land reg produced a certificate confirming that there are four mortgage encumbrances lodged against the development land parcel, two of which were lodged prior to the deposit of the original vendor's contract of sale for the house in which I'm interested, The mortgages listed are not ne...
by Pantheman
12 Dec 2017 11:40
Forum: General Property Questions
Topic: Land Registry
Replies: 2
Views: 99

Re: Land Registry

I spoke with my solicitor who said that in 2003 resales were not registered is this correct? Your lawyer is totally incompetent and needs to surrender his licence. What utter BS he/she fed you, to cover their negligence. Your problem is not only one of tax clearance, but if the original owner has d...
by Pantheman
12 Nov 2017 19:56
Forum: FAQ
Topic: Immovable Property Tax
Replies: 1
Views: 139

Re: Immovable Property Tax

You have to fill in a form at the tax office for which your developer must sign, stamp and put in the 1980 value.

If it is under 12500 euros, you have no IPT to pat the tax office, otherwise they will tell you what to pay.
by Pantheman
19 Oct 2017 11:05
Forum: General Property Questions
Topic: planning certificate
Replies: 4
Views: 328

Re: planning certificate

Can I ask if anyone knows if there is a time limit as in the Uk for a final certificate of approval for alterations/renovations of a property or could it be demolished in 20 years time? Thanks Hi, can you just clarify, why do you need a FC for an alteration??? I assume you have the title deed to th...
by Pantheman
18 Oct 2017 09:10
Forum: Selling Property
Topic: Defaulting on a loan
Replies: 33
Views: 16348

Re: Defaulting on a loan

Hi Nigel, the last reply on this topic (AndyP), mentioned that I should consider getting myself a good agent. This did occur to me when my predicament arose a few years ago - the reason I didn't was that it was going to cost money, would be a bit of a punt, with no guarantee of a sale. As far as I ...
by Pantheman
16 Oct 2017 15:30
Forum: Selling Property
Topic: Defaulting on a loan
Replies: 33
Views: 16348

Re: Defaulting on a loan

If I may just interject here, you say you are on social security, you have no money to pay and therefore cannot maintain the property. Why then do you need to follow up that you didn't know? Would it have made a difference since you cannot pay? What do you hope to achieve by complaining about the wr...
by Pantheman
10 Oct 2017 09:50
Forum: Louise Zambartas' Legal Questions
Topic: Legal Questions - Welcome Louise
Replies: 3
Views: 5414

Re: Legal Questions - Welcome Louise

jacqueshelly wrote:
10 Oct 2017 05:56
I just wanted to confirm that if you are dealing with property laws in cyprus only or in some other countries as well.
Hi,

Best you make direct contact with Ms Zambartas as she rarely visits here anymore.
by Pantheman
09 Oct 2017 13:31
Forum: Introduce Yourself
Topic: Hello
Replies: 4
Views: 399

Re: Hello

Thanks and no problem, anything else get back.